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baby and insurance questions

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Clinical Depression 2
Champ 1
namenotalreadytaken 2

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namenotalreadytaken --- 11 years ago -

I am due in January and just trying to be as prepared as possible. Due to where I am living my(and my child's) only option is to have tricare standard. The nearest in network provider for a family doctor is about an hour away so just looking for other's experience regarding tricare standard and using either in-network or out of network providers regarding how much you had to pay and how difficult any paper work was to get done and through the insurance company.

Any advice is greatly appreciated! Thanks! 

Champ --- 11 years ago -

Have you called tricare to verify there isn't an option for being so far out besides standard. I'm pretty sure there is a loop hole, but I can't think of under what conditions it is viable. 

Clinical Depression --- 11 years ago -

In order to do Tricare Prime Remote the sponsor also has to be located where you are. If he's deployed you are not eligible-and they will know bc when they deploy the system is automatically updated to reflect their deployment status. Find an in-network doctor first. The catastrophic cap is $1,000, which is paltry to what civilian healthcare plans have. 

namenotalreadytaken --- 11 years ago -

@champ yes I spent hours on the phone with them trying to figure out maternity care/doctor and standards my only option.

I was just looking to see how much I'd have to spend...$1000 over a year isn't bad. After that tricare covers everything?

Thanks for the help! 

Clinical Depression --- 11 years ago -

I was just looking to see how much I'd have to spend...$1000 over a year isn't bad. After that tricare covers everything?

Yes, but then it resets each fiscal year. 

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